COTI

In an era of “everything digital” currencies remain outdated. Currently, it’s cheaper to pay in cash than to use banks, PayPal, Alipay and the like.COTI is the first enterprise-grade fintech platform that empowers organizations to build their own payment solution and digitize any currency to save time and money.

Blockchain isn’t yet a solution. Instability, complexity and lack of scalability keeps it from the masses. There is a strong need for a robust payment system that is as seamless and scalable as traditional payments, while being as cost-effective and secure as blockchain

Scalability

COTI can process over 100,000 TPS, compared to 25,000 TPS in traditional payment systems and up to 20 TPS in common blockchain protocols.

Simplicity

COTI’s user and merchant-facing tools are seamless and extremely easy to use.

Buyer-seller protections

COTI provides the first ever dispute resolution system to safeguard users against errors, fraud and counterparty abuse.

Cost-effectiveness

COTI cuts out intermediaries and eliminates the need for costly mining, which drastically reduces costs and energy consumption.

Price stability

COTI is creating price stability technology, which is necessary for the mass adoption of blockchain for payments.

Instantaneity

COTI’s technology makes transactions, P2P payments and remittances instant, instead of taking hours or days to clear.

Security

COTI’s distributed ledger technology eliminates a single point of failure for enhanced security.